I am reminded of the stories of insurance policies being sold on Jews in WWII knowing it was pure profit for the company since there would never be a death certificate issued with which to collect on the insurance.
Thank you, that article describes the matter pretty clearly. Now excuse me I have to go throw up.
(to clarify my comment to others, what I'm amazed at is the idea that some company bets to EARN money upon someone's death. With any 'normal' insurance policy the company wants me to live long and prosper and never have any problem)